One Lender. Loan Options Framed Around You.

With Frame, you get full access to a wide range of mortgage programs—and expert guidance to find the one that’s right for you.

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Tailored Solutions & Strategy

No two buyers are the same—and neither are their financing needs. That’s why we offer the full spectrum of loan options and take the time to match you with the program that aligns with your priorities: lower monthly payments, less money down, more buying power, or maximum flexibility.

Whether you're buying your first home or upgrading to something new, we make sure your loan supports your long-term goals.

Buying New? We've got you covered. Frame is purpose-built for new construction financing. We know the timeline, the builder process, and the unique benefits—like extended rate locks and builder-backed incentives.

Explore Your Options

Conventional Loans

Great for buyers with strong credit
As little as 3% down for qualified borrowers
Competitive rates and flexible terms

Conventional loans are a popular choice for new construction buyers who want low rates, fast approvals, and long-term savings.

FHA Loans

Lower credit thresholds accepted
Down payments as low as 3.5%
Ideal for first-time homebuyers

FHA loans are government-backed and designed to make homeownership more accessible. If you’re early in your financial journey, this could be a great fit.

VA Loans

$0 down payment
No private mortgage insurance (PMI)
Exclusively for veterans, active-duty service members, and eligible spouses

We’re proud to support those who’ve served.  Frame makes it easy to use your VA benefits to buy a brand-new home.

Jumbo Loans

For higher-priced homes above conforming  loan limits
Competitive rates and personalized options

If you’re building or buying in a high-cost area, a jumbo loan may be the best path forward—and we’ll walk you through every step.

USDA Loans

$0 down for eligible rural and suburban areas
Income-based qualification

For buyers purchasing in designated USDA zones, this government-backed option offers an affordable way into a new home.

Builder-Backed Rate Buydown Programs

Lower your rate
Reduce your monthly payment
Maximize your buying power

If Frame is the preferred lender for your builder, you may qualify for special incentives that help you afford more home without increasing your budget.

Down Payment Assistance Loans

$0 down payment option
Closing Cost assistance options

Get a boost toward homeownership with programs designed to help cover part or all of your down payment or closing costs. Ideal for first-time or qualifying buyers who need a little extra help to get started.

Specialty Loans

Alternative and Nontraditional income loans
Self-employed borrower loans
Rental income based loans

Not every borrower fits the same mold. Our specialty loan options are designed for those who need a flexible path to financing.

Refinance

Cash-Out
Rate & Term
Streamline

Your mortgage should evolve with you. Refinance to lower your payment, shorten your term, or tap into your home’s equity to fund what’s next.

Not Sure Which Loan Is Right for You?

That’s exactly why we’re here.

We don’t expect you to know the ins and outs of mortgage types. At Frame, we’ll ask the right questions, explain your options, and guide you to a smart, informed decision—without the jargon or pressure.