Loan Options for Every Buyer
Buying a home isn’t just about today—it’s about building your future. When you purchase with Frame, you’re not just getting a mortgage. You’re investing in a place to live, grow, and build wealth over time.
No two homebuyers are the same, which is why we offer:
- Conventional loans with as little as 3% down
- FHA loans for first-time buyers or those with limited credit history
- VA loans with $0 down for eligible service members and spouses
- Jumbo loans for higher-priced homes
- USDA loans for eligible suburban and rural areas
- Builder-backed rate buydown programs for new construction
The Frame Advantage for Buyers
More home for your budget
Get the most buying power possible without stretching your payment.
Lower monthly payments
Preferred builder programs and competitive rates designed to save you money.
Smooth, stress-free closings
Expert loan officers who specialize in new build financing, but bring the same care to any purchase.
Why Owning a Home Matters
Buying a home isn’t just about today—it’s about building your future. When you purchase with Frame, you’re not just getting a mortgage. You’re investing in a place to live, grow, and build wealth over time.
Benefits of Owning a Home:
- Build Equity — Every mortgage payment helps you grow ownership in your home.
- Stability & Security — Lock in your housing costs instead of dealing with rising rents.
- Freedom to Personalize — Paint, remodel, and truly make your space your own.
- Tax Advantages — Potential savings through mortgage interest and property tax deductions.
- Long-Term Wealth Building — Historically, homeownership has been one of the strongest paths to building personal wealth.
- A Place to Belong — Beyond finances, homeownership means community, stability, and roots.
Buying a new build?
Ask your Builder if they are part of the Frame Blueprint Program and gain access to several benefits:
Aligned with builders
We coordinate directly with your builder’s team to keep everything on schedule.
Financing incentives
Participating builders offer rate reductions to help lower monthly payments or stretch your buying power.
On your timeline
We keep your loan on track with the construction schedule, so your move-in is seamless.
Steps to Buying Your Home with Frame
Buying a home can feel overwhelming, but Frame makes the process clear, supportive, and tailored to your goals.
Dream It
Discuss your goals and budget.
Plan It
Explore your financing options & get pre-approved.
Borrow It
Secure your loan and watch your home take shape.
Live It
Close the deal and move into your new home.