A Smarter Way to Refinance.

Your mortgage doesn’t have to stay the same. Whether your goal is lowering your monthly payment, tapping into equity, or paying off your home faster, Frame Home Loans will guide you to the refinancing strategy that makes sense for you.

Why Refinance with Frame?

Refinancing is about more than just a lower rate—it’s about reshaping your mortgage to fit your life. At Frame, we make the process simple, supportive, and built around your goals.

With a refinance, you could:

Lower Your

Monthly Payment
When rates drop or your credit improves, refinancing can reduce your rate — leading to meaningful monthly savings.
Access Cash From
Your Equity
Use the equity you’ve built for home improvements, debt consolidation, or life’s 
big expenses.
Pay Off Your
Loan Faster
Shorten your loan term and build equity more quickly, saving thousands in interest.
Switch Loan
Types
Move from FHA to Conventional, or adjust your loan program for better long-term benefits.

Discover the Right Loan for Your Goals

Refinance Options Built Around You

No two homeowners are alike. That’s why Frame offers a full suite of refinance programs:

  • Rate-and-Term Refinance — Adjust your interest rate, your loan term, or both. 
  • Cash-Out Refinance — Tap into your home’s equity to access funds for projects, education, or debt repayment. 
  • Streamline Refinance — Faster and simpler options for FHA and VA borrowers. 

Home Equity Line of Credit (HELOC)

Not ready to replace your entire mortgage? A HELOC gives you flexible access to the equity you’ve built in your home—without changing your existing loan.

With a HELOC, you can:

  • Borrow against your home’s equity as you need it. 
  • Use funds for renovations, education costs, debt consolidation, or unexpected expenses. 
  • Pay interest only on what you borrow. 
  • Reuse your line of credit as you pay it down.
  • It’s a smart option if you want financial flexibility while keeping your current mortgage in place.

Unlock Your Savings Today

Why wait to start saving? Let Frame show you your personalized refinance options. It only takes a few minutes to see what’s possible.

Steps to Refinancing 
with Frame

Refinancing can sound complicated, but our team makes it clear and straightforward.

step 1

Dream It

Discuss your goals and budget.
step 2

Plan It

Explore your options & get pre-approved.
step 3

Maximize It

Secure your loan, making the most of your mortgage & your money.
house icon

Live It

Enjoy the benefits: lower payments, shorter term, or cash for life’s next big goal.

Is now the right time to refinance?

Let’s find out together.